Save Money with End of Year Dentistry
Did you know that you can save money with end of year dentistry? We here at Wimmer Dental in Centennial want you to know how to save some money and get the most out of your dental benefits. So, don’t hesitate to make your appointment right away!
It is a simple thing. Use as much of your dental benefits as possible, before the end of your benefit year, to save yourself possibly hundreds of dollars on preventative treatments and more. If your dental insurance runs on a calendar year, the end of the year is a great time to take advantage of savings before the year runs out.
Here are the basics of how to save money with end of year dentistry.
There is an amount, called the annual or yearly maximum, which is the most your dental insurance will pay for your dental work in one year. The yearly maximum is reset at the beginning of every year (usually on January 1st) and is often around $1,000 (on average). Any unused benefits do not roll forward to the next year so using up your benefits is a great way to make the most of the dental insurance you have.
Your deductible is the amount of money your insurance requires you to pay before your insurance will cover some of your dental needs. The fee varies from insurance company to insurance company. If your dentist is not a network dentist, your deductible is likely to be higher. Your deductible will also start over at the beginning of the year, so it is best to get whatever work done before the deductible resets. The average deductible can be as low as $50, though yours may be much higher or lower.
You pay an amount every month to your insurance company. This is called a premium. Your premium will frequently cover a certain number of dental cleanings every year, as well as other treatments. If a treatment is provided as part of your benefits, it is to your advantage to use them, otherwise, you’re paying premiums and getting nothing in return.
At the beginning of the year, it’s not unusual for your insurance premiums to increase or your benefits decrease. Even your annual maximum may change. Taking advantage of work before the year is over will frequently save you money because the amount you’ll pay out of pocket will typically be lower.
Your Small Problem Can Grow
Waiting to get dental work done risks needing more serious work. Frequently, cavities and other problems get worse with time, making them more expensive to treat. Don’t wait to take care of your dental issues. It truly will save you money.
Save money with end of year dentistry here at Wimmer Dental in Centennial. Use your benefits before the year is over and get your dental issues cared for now. If you need dental work done, call us for an appointment. We will help your mouth feel better and use your benefits before the year is out. It is a great way to save money.